{"id":734,"date":"2026-04-11T17:18:18","date_gmt":"2026-04-11T17:18:18","guid":{"rendered":"https:\/\/krushiyatra.com\/?p=734"},"modified":"2026-04-11T17:18:23","modified_gmt":"2026-04-11T17:18:23","slug":"complete-guide-to-government-schemes-for-farmers-2026","status":"publish","type":"post","link":"https:\/\/krushiyatra.com\/kn\/2026\/04\/11\/complete-guide-to-government-schemes-for-farmers-2026\/","title":{"rendered":"Complete Guide to Government Schemes for Farmers (2026)"},"content":{"rendered":"
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\"\"<\/figure>\n<\/figure>\n\n\n\n

\ud83c\udf3e Introduction<\/h2>\n\n\n\n

Many farmers in India miss out on thousands of rupees in benefits simply because they are not aware of government schemes.<\/p>\n\n\n\n

This guide will help you understand:<\/p>\n\n\n\n

    \n
  • What schemes are available<\/li>\n\n\n\n
  • Who is eligible<\/li>\n\n\n\n
  • How to apply<\/li>\n\n\n\n
  • How much benefit you get<\/li>\n<\/ul>\n\n\n\n
    \n\n\n\n

    \ud83d\udcb0 1. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)<\/h1>\n\n\n\n

    What You Get:<\/h3>\n\n\n\n
      \n
    • \u20b96,000 per year (\u20b92,000 every 4 months)<\/li>\n<\/ul>\n\n\n\n

      Eligibility:<\/h3>\n\n\n\n
        \n
      • Small and marginal farmers<\/li>\n\n\n\n
      • Land should be in your name<\/li>\n<\/ul>\n\n\n\n

        How to Apply:<\/h3>\n\n\n\n
          \n
        1. Visit nearest CSC (Common Service Center)<\/li>\n\n\n\n
        2. Or apply online on PM-KISAN portal<\/li>\n\n\n\n
        3. Submit Aadhaar + land documents<\/li>\n<\/ol>\n\n\n\n

          Why It\u2019s Important:<\/h3>\n\n\n\n
            \n
          • Direct money support for seeds, fertilizer, etc.<\/li>\n<\/ul>\n\n\n\n
            \n\n\n\n

            \ud83c\udf27\ufe0f 2. Crop Insurance Scheme (PMFBY)<\/h1>\n\n\n\n

            What It Covers:<\/h3>\n\n\n\n
              \n
            • Crop loss due to:\n
                \n
              • Rain \ud83c\udf27\ufe0f<\/li>\n\n\n\n
              • Drought \u2600\ufe0f<\/li>\n\n\n\n
              • Flood \ud83c\udf0a<\/li>\n\n\n\n
              • Pest attack \ud83d\udc1b<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

                Premium:<\/h3>\n\n\n\n
                  \n
                • Very low (1\u20132% of crop value)<\/li>\n<\/ul>\n\n\n\n

                  Benefit:<\/h3>\n\n\n\n
                    \n
                  • Government pays compensation if crop fails<\/li>\n<\/ul>\n\n\n\n

                    How to Apply:<\/h3>\n\n\n\n
                      \n
                    • Through bank while taking crop loan<\/li>\n\n\n\n
                    • Or agriculture office<\/li>\n<\/ul>\n\n\n\n
                      \n\n\n\n

                      \ud83d\ude9c 3. Subsidy on Farm Equipment<\/h1>\n\n\n\n

                      What You Get:<\/h3>\n\n\n\n
                        \n
                      • 40% to 60% subsidy on:\n
                          \n
                        • Tractor \ud83d\ude9c<\/li>\n\n\n\n
                        • Rotavator<\/li>\n\n\n\n
                        • Sprayer<\/li>\n\n\n\n
                        • Harvester<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

                          Where to Apply:<\/h3>\n\n\n\n
                            \n
                          • State agriculture department portal<\/li>\n\n\n\n
                          • Local agriculture office<\/li>\n<\/ul>\n\n\n\n

                            \ud83d\udc49 This is very useful for reducing farming cost.<\/p>\n\n\n\n

                            \n\n\n\n

                            \ud83d\udca7 4. PMKSY (Irrigation Scheme)<\/h1>\n\n\n\n

                            Full Form:<\/h3>\n\n\n\n

                            Pradhan Mantri Krishi Sinchai Yojana<\/p>\n\n\n\n

                            Benefits:<\/h3>\n\n\n\n
                              \n
                            • Subsidy on:\n
                                \n
                              • Drip irrigation \ud83d\udca7<\/li>\n\n\n\n
                              • Sprinklers<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

                                Why It Matters:<\/h3>\n\n\n\n
                                  \n
                                • Saves water<\/li>\n\n\n\n
                                • Improves crop yield<\/li>\n<\/ul>\n\n\n\n
                                  \n\n\n\n

                                  \ud83c\udfe6 5. Kisan Credit Card (KCC)<\/h1>\n\n\n\n

                                  What You Get:<\/h3>\n\n\n\n
                                    \n
                                  • Easy loan up to \u20b93 lakh<\/li>\n\n\n\n
                                  • Low interest (4% approx)<\/li>\n<\/ul>\n\n\n\n

                                    Uses:<\/h3>\n\n\n\n
                                      \n
                                    • Buy seeds<\/li>\n\n\n\n
                                    • Fertilizers<\/li>\n\n\n\n
                                    • Equipment<\/li>\n<\/ul>\n\n\n\n

                                      Where to Apply:<\/h3>\n\n\n\n
                                        \n
                                      • Any bank (SBI, Canara, etc.)<\/li>\n<\/ul>\n\n\n\n
                                        \n\n\n\n

                                        \ud83c\udf31 6. Soil Health Card Scheme<\/h1>\n\n\n\n

                                        Benefit:<\/h3>\n\n\n\n
                                          \n
                                        • Free soil testing<\/li>\n\n\n\n
                                        • Get report of nutrients<\/li>\n<\/ul>\n\n\n\n

                                          Why Important:<\/h3>\n\n\n\n
                                            \n
                                          • Helps use correct fertilizer<\/li>\n\n\n\n
                                          • Increases production<\/li>\n<\/ul>\n\n\n\n
                                            \n\n\n\n

                                            \ud83d\udccb Documents Required (Common for All Schemes)<\/h1>\n\n\n\n
                                              \n
                                            • Aadhaar Card<\/li>\n\n\n\n
                                            • Land Records (RTC \/ Pahani)<\/li>\n\n\n\n
                                            • Bank Passbook<\/li>\n\n\n\n
                                            • Mobile Number<\/li>\n<\/ul>\n\n\n\n
                                              \n\n\n\n

                                              \u26a0\ufe0f Common Mistakes Farmers Should Avoid<\/h1>\n\n\n\n

                                              \u274c Not updating Aadhaar with bank
                                              \u274c Wrong land records
                                              \u274c Missing deadlines
                                              \u274c Not checking scheme eligibility<\/p>\n\n\n\n

                                              \n\n\n\n

                                              \ud83d\udcf1 How Krushiyatra Helps Farmers<\/h1>\n\n\n\n

                                              \ud83d\udc49 Along with government benefits, farmers still need:<\/p>\n\n\n\n

                                                \n
                                              • Labour \ud83d\udc68\u200d\ud83c\udf3e<\/li>\n\n\n\n
                                              • Equipment \ud83d\ude9c<\/li>\n\n\n\n
                                              • Market access \ud83d\udcb0<\/li>\n<\/ul>\n\n\n\n

                                                Krushiyatra helps you:<\/strong><\/p>\n\n\n\n

                                                  \n
                                                • Find labour easily<\/li>\n\n\n\n
                                                • Rent farm equipment<\/li>\n\n\n\n
                                                • Buy & sell crops<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"

                                                  […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-734","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"featured_image_src":"","blog_images":{"medium":"","large":""},"ams_acf":[],"jetpack_featured_media_url":"","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false,"hp_square_small":false,"hp_landscape_small":false,"hp_landscape_large":false,"ht_portrait_small":false,"ht_landscape_large":false,"ht_cover_large":false,"mailpoet_newsletter_max":false,"woocommerce_thumbnail":false,"woocommerce_single":false,"woocommerce_gallery_thumbnail":false},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/krushiyatra.com\/kn\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"[…]","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/posts\/734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/comments?post=734"}],"version-history":[{"count":1,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/posts\/734\/revisions"}],"predecessor-version":[{"id":739,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/posts\/734\/revisions\/739"}],"wp:attachment":[{"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/media?parent=734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/categories?post=734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/krushiyatra.com\/kn\/wp-json\/wp\/v2\/tags?post=734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}